Whether you’ve worked on yourself in 2021 or decided to focus more on productivity at work, there were surely changes in your budget. You may have prioritized bigger expenses with bigger payoffs in the long-run, such as buying a house or a car, or paying off debt. You probably prioritized traveling less.
This 2021, you should work on a more “normal” budget, so to speak. Here are things you should add back in:
You may still not be comfortable going on overseas trips this year, but that doesn’t mean you can’t go anywhere. You also do need some time away from your house, which has become the center of all activity in the majority of 2020. It’s where you worked, rested, slept, and spent the rest of your free time. Now that 2021 is here, give yourself some chances to go out into nature to unwind. Find a nearby lake or hiking trail. Or go to your family in the country. You should still practice social distancing and avoid loitering outside, but gradually ease back into the new normal by going on nature trips. They will do wonders for your soul.
No, this does not mean going out to crowded places to have fun with your friends. This simply means adding social interactions back into your life, whether that’s in the form of food deliveries to your friends or going to the same drive thru together and eating in separate cars while talking over Zoom. You should start accounting for social gatherings once again, because chances are, you’ve already been spending for them one way or another. This will give you a good idea of how much you are spending and whether that’s too much.
Similarly to social gatherings, you’ve probably already been spending for self-care, but because 2020 was such a difficult year, you may not have been keeping track. This is the time to end that. As you buy face mask online and order the latest skincare sets, make sure they are well within your budget. They should not be frivolous purchases you tell yourself you only do once a day; they might be taking more money than you think.
The place you frequented often in 2020 may have been showing signs of disrepair and neglect, and seeing them daily in the past year could have been giving you stress. It’s time to add them into your budget so that you will have a more comfortable life at home this year. Take stock of everything that needs to be fixed or replaced, from the broken tiles to the door hinges, and work on them in order of priority. Allow yourself some breathing room for updates as well. Now that the summer season is almost here, prepare for the heat by upgrading your air conditioner or get more curtains to reflect the new season.
Everything is, admittedly, still not back to normal, but there’s one thing for sure: your life can’t always be in a standstill. Start to get your life back on track by finding room in your budget for things that matter in the new normal.